This may work to change the policy language on the coverage but the tournament would change the waivers advising teams of the guidelines. The wavier would continue to advise fraud or material misrepresentation on rosters or application would nullify coverage. This would put the club, and coach as risk if their intent was to conceal the age of a player. The first injury would set the precedent. The discovery may be tedious and the injury would have to be severe in order for the suit to be brought. Legal fees could be staggering and compensation for the family may be small. Teams could go bankrupt and then all is for nothing and the owner would just start another club with a new name.