Originally Posted by Anonymous
This may work to change the policy language on the coverage but the tournament would change the waivers advising teams of the guidelines. The wavier would continue to advise fraud or material misrepresentation on rosters or application would nullify coverage. This would put the club, and coach as risk if their intent was to conceal the age of a player. The first injury would set the precedent. The discovery may be tedious and the injury would have to be severe in order for the suit to be brought. Legal fees could be staggering and compensation for the family may be small. Teams could go bankrupt and then all is for nothing and the owner would just start another club with a new name.


If you really want to make a difference, start by going after the venues like schools and municipalities. If the games are on public fields, start with a few letters to the town, county or school that own and operate them. Find out who the insurance carriers are. Let those insurance companies know what's happening on the fields they insure. If the town, county or schools are knowingly allowing disparate age sporting contests, that could endanger the well being of children, there may be some liability there. If the municipality deems they are exposed by allowing age lopsided sporting events that could cause injury to participants, you may be able to force teams to comply with age based rules. One has to ask, why would a municipality or a school allow itself to be part in parcel to potentially negligent behavior? I can assure you, insurance companies do not like excess risk.