"Ever think that maybe paying for a PG year and then paying for a top school is just not possible without loans? Not sure about you but I’m not advising my kid to take on all that debt just to go to a named school. Plenty of successful people don’t go IVY or name brand schools."
The elite NE PG Schools are so well endowed. $65K published tuition. Financial aid is need based. If you make less than $150k and they want your son, the tuition is on a sliding scale and is also negotiable. 150=25, 125=20, 100=15. That was my conversation and another elite (think '80's drug scandal) school asked for last look to beat rival rate.
Same thing exists at ALL the ivy's. Not scholarships, but need based, based on your earnings. These are FACTS. | 
