The YJ friends and family plan has been in operation for years. YJ went from "elite" to accepting anyone who will write a check. And then once they cash your check, they send you to all the tournaments that the YJ directors own and operate on a double dip. PLus for all of this, its the only place where the customer kisses the business' butt and not the other way around. Its cult like and she is BRILLIANT at it. God bless America!