Most people in the F&F click are probably in for $40,000 over their 10 year run. Better be some payout other than having that F'en Bee on everything I own (shirts, jackets, blankets, hats, stickers, magnets etc)
Payout is your kid had 10 great years of teammates, competing, learning how to lead, learning how to work hard etc. There also might be the payout of helping her get into a college she wouldn't otherwise be able to attend. Then there is the potential for some cost reduction (scholarship) on that college tuition.
